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Aku Takut Istriku "Mau Menikah" denganku karena Harta

Basically, travel insurance is designed to cover unexpected medical emergencies and events such as trip cancellation, your personal effects, lost, a hurricane damages your destination, there is a terrorist event, you get sick or injured on your trip, your luggage is lost or stolen, you lose your passport and other related losses incurred while traveling. Travel insurance is not intended to be a substitute for your health insurance policy in your home country. Whilst there is a medical component in your travel insurance policy that can cover a sudden illness or accident, the level of that cover depends on what plan and provider you choose. There are different levels of travel insurance coverage depending on the plan, the insurance company you purchase with, and the size of your deductible. Some policies offer lower and higher medical expense options; the higher ones are chiefly for countries that have high medical costs, such as the United States. The biggest change in trip insurance in the past decade is the wealth of new, smaller options: buying coverage just for medical concerns, or just for trip delays, or even just for baggage. Travel insurance has gone from a one-size-fits-all type product to plans that are really customized for specific types of travelers and needs.
Travel insurance coverage will vary by company, but the best travel insurance plans protect against financial hardship resulting from trip interruption or cancellation, medical expenses, emergency evacuations, and lost or stolen belongings. Here are the main things you can expect travel insurance to cover: 1. Trip interruption or cancellation If you get sick, a family member dies, or a natural disaster foils your plans, cancellation coverage may help reimburse whatever nonrefundable costs you’ve already incurred. Terrorist attacks are also covered if an incident unfolds in your destination shortly before you leave. You may even be covered if your employer changes your schedule and requires you to work, you’re called for jury duty or a crucial travel vendor goes belly up. Travel insurance with interruption coverage may cover you if your trip is cut short for similar reasons. 2. Medical expenses insurance plans won’t cover you outside of the country; Medicare never does. Even if your insurer does cover some international expenses, out-of-network costs can still add up. You may even find that foreign care providers simply won’t help you until you pay for their services up front. 3. Emergency evacuation If you need to be evacuated from a remote spot for medical or security reasons, it could cost tens of thousands of dollars. Travel insurance with evacuation coverage helps pay to speed you to a nearby hospital, or covers the price of a medical flight to the U.S. if needed. 4. Lost or stolen baggage or belongings While airlines have done a better job with baggage in recent years, more than 24 million bags were still mishandled. Most policies will pay up to a certain amount to compensate for this common travel scenario. The best travel insurance plans also reimburse you if you have to purchase items because your bags were delayed.

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