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Seekor Orangutan dijadikan Pelacur oleh majikan, Rupanya begini kisah pilunya






When is it a good idea to apply for an introductory 0% interest credit card? 1. Pay down high interest credit card debt. When you’re in debt, interest payments and late fees can make paying off your credit card balance seem impossible. However, making a balance transfer to a credit card with a 0% intro APR can be a great help in quickly reducing your debt. Several credit cards now feature 0% introductory APRs for up to 18 months. By consolidating your debt with a new credit card that has a 0% intro APR period, you can simplify your payments and focus your efforts on paying off your card as soon as possible. Not only will you have more time to pay down your debt interest-free, making regular payments on time will also help build your credit history. 2. Buying a big ticket item or facing several one-time purchases Whether you’re planning a vacation, buying a new major appliance or facing several one-time purchases due to a recent move, a credit card with a 0% introductory APR can make your life easier. Instead of using a regular credit card and paying for those items plus interest, an introductory 0% interest credit card can help you stretch out your payments over time – without paying extra for your purchases during the intro period. 3. During the holidays Using an introductory 0% interest credit card during the holidays is a great way to lessen the financial strain from gift shopping and entertaining expenses. Plus, several credit cards feature a 0% intro APR period and generous cash rewards, with extra perks during the holiday season such as extra rewards at major online retailers and the ability to pay with your rewards at Amazon.com. 4. Pay down other types of loans Unknown to most cardholders, you can use 0% intro APR balance transfer offers in order to get ahead on larger loans like college student loans, car loans and even home equity lines of credit. The best time to use a 0% intro APR balance transfer for this purpose is when you are close to paying off a particular debt – if you know that you can completely erase the balance during the introductory period, otherwise you can face an extremely high APR at the end of the introductory period. 5. Use an emergency fund Accidents and emergencies happen. When you’re facing substantial medical bills or car repairs, an introductory 0% interest credit card offer can be life saver. Having a credit card that is only used to finance unexpected expenses outside your day to day budget is a good way to be prepared for financial emergencies. 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